I just noticed that my credit union (Digital Federal Credit Union or DCU) is now temporarily removing penalties for early withdrawal of funds from Certificates of Deposit. That's for full or partial withdrawals.
Nice going, DCU! I've been a member of the DCU for years and usually quite satisfied with their service. They've managed themselves well during these difficult times; didn't seem to get caught up with all this mortgage mess.
And now...allowing people to access funds without penalities...good deal. Hooray for DCU!